Social Security Disability Checks in September 2024: What Retirees Can Expect from the Increase

As we move into the latter part of 2024, Social Security Disability beneficiaries can expect to see an increase in their monthly checks.

This change is part of the annual Cost-of-Living Adjustment (COLA), which is designed to help beneficiaries keep pace with inflation.

The September 2024 payment will reflect a 3.2% increase, offering retirees and others who rely on disability payments some relief from rising costs of living.

Understanding the COLA Increase for 2024

The 3.2% COLA increase for 2024 is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). This increase applies to Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and other benefits managed by the Social Security Administration (SSA).

For the average SSDI recipient, this translates into a monthly increase of about $48, bringing the average monthly payment to approximately $1,537, up from $1,489 in 2023.

For those receiving SSI, the maximum federal payment for individuals will increase to $943 per month (up from $914 in 2023), while couples can receive up to $1,415 per month​.

Key Figures for Disability Benefits in 2024

Type of Benefit	2023 Amount	2024 Amount	Increase
Average SSDI Check	$1,489	$1,537	$48
Maximum SSDI Check	$3,627	$3,822	$195
SSI (Individual)	$914	$943	$29
SSI (Couple)	$1,371	$1,415	$44
Substantial Gainful Activity (Non-Blind)	$1,470	$1,550	$80
Substantial Gainful Activity (Blind)	$2,460	$2,590	$130

When to Expect Your September Payment

The SSA has a specific schedule for delivering disability checks, and the September 2024 payments will follow this pattern. The payment date depends on your birthdate and whether you retired before or after May 1997. Here’s the payment schedule:

• September 3rd: Payments for those who retired before May 1997.
• September 11th: Payments for those born between the 1st and 10th of any month.
• September 18th: Payments for those born between the 11th and 20th of any month.
• September 25th: Payments for those born between the 21st and 31st of any month​.

Factors Impacting Your 2024 Disability Benefits

1. COLA Increase: As mentioned, all beneficiaries will see a 3.2% increase in their payments due to the COLA.
2. Income Limits: For SSDI recipients, there is a limit on how much you can earn without affecting your benefits. In 2024, the substantial gainful activity (SGA) limit for non-blind individuals will rise to $1,550 per month, while the limit for blind individuals will increase to $2,590 per month​.
3. SSI Resource Limits: Despite the increase in payments, SSI resource limits remain unchanged. Individuals can have up to $2,000 in assets, while couples can have up to $3,000 in assets​.

Conclusion

The 3.2% COLA increase in 2024 will offer some financial relief to the millions of Americans receiving Social Security Disability benefits. While the increase may seem modest, it is designed to help offset rising costs due to inflation.

Beneficiaries can expect their September payments soon, with the increase reflected in these checks.

As always, it’s essential to stay informed about the rules and limits governing disability benefits to ensure you receive the full amount to which you’re entitled.

FAQs

References

1. Atticus. “How SSDI and SSI Are Changing in 2024.” Atticus, 2024.
2. SSA. “Fast Facts & Figures About Social Security, 2024.” Social Security Administration, 2024.
3. Tododisca. “Disability Checks with the September 2024 Increase.” Tododisca, September 2024.
4. AARP. “Will Social Security Disability Get a Boost?” AARP, October 2023.

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